Showing posts with label buying a cape cod home. Show all posts
Showing posts with label buying a cape cod home. Show all posts

Thursday, January 31, 2013

~ A Year in Review ~ 10 Things I have Learned on My Life Changing Journey in 2012



Nichole R. Willey shares a little of herself in this blog post reflecting on 2012, her first as a Keller Williams agent ~


Whether it is to buy a dream home on Cape Cod, invest in Cape Cod Real Estate, or sell your property on the Cape, Nichole R. Willey is a specialist that will help you get to the closing table. Call or text her directly anytime at 508 - 737 - 3567.

I am committed to delivering courteous, professional and timely service that will assist you in better understanding the home sale process. I am a trained, certified real estate agent specializing in the Cape Cod market and am prepared to help you find the right home for the best price. Call me now for your confidential  no obligation appointment and see for yourself how I go above and beyond your expectations to get the job done and done well.


Out with the old and in with the new...in more ways than one! Do you take the time to reflect on the year just passed and plan for the one to come? It has never been so important for me as it is now. Why? In a word, CHANGE. Things change. I have changed. A little over one year ago I made a life changing decision. It was one in a series, some I was in control of, some I wasn't. This one was done with PURPOSE and I had a PLAN. It was something that had developed over the previous three years...and I am happy to report it is working!! Joining Keller Williams Cape Cod was the best thing I could have done for many reasons...and being a Realtor is fun, challenging and amazing all rolled into one! I know I am so much more too, that is the best part!

I have always joked about not knowing "what I want to be" when I grow up. I loved my job as a teacher, especially my students and co-workers, but there were parts of it that didn't fit, and even before I got laid off in the summer of 2009, I was searching for something additional. Nothing specific, but more than what I had. There are things I have learned, about myself, my family, my newest career, and the world at large this year that I am not sure I would have come across elsewhere. In no particular order, these are 10 things that I have learned in 2012. Some of these things I may have heard before, but it wasn't time for me to listen or perhaps put it into practice. I didn't create these things, they weren't mine, but they are now, and I am choosing to share, just like others have done before me, so I could benefit. Maybe now is your time to hear, or listen, as you choose...

~ Numbers matter
~ Consistency is key
~ Time block/ Prioritize
~ What you focus on expands
~ There is a fine line between competency and chaos
~ The value of a plan comes with the actions connected to it
~ Time with family and friends is important, so is time to relax and enjoy life
~ Its important to figure out what you are good at, and work on what you aren't
~ Self-improvement is an on-going process, it can be fun, and sometimes painful
~ Surround yourself with people you want to be like, watch them, ask them questions, take the time to learn from them

There is more that I took in this past year, and more I will take in this coming year. I am ever so grateful for both. I will elaborate on each of these in future posts, so stay tuned...feel free to reflect and share.




Nichole R. Willey
Agent/ Partner
Keller Williams Cape Cod
P: 508.737.3567
F: 508.771.8188

1600 Falmouth Road, Suite 2
Centerville, MA 02632



Monday, January 21, 2013

BUYING NOW vs. BUYING LATER ~ HOW MIGHT IT AFFECT YOU?????????????????


Wondering if now is the time to buy? 


Call Nichole R. Willey at 508.737.3567 with questions or to schedule a private appointment. www.findmycapecodhome.com is your real estate resource for finding the perfect home!

http://www.findmycapecodhome/search/

















WHAT DO YOU NEED TO KNOW? Read on to find out...

A Shifting Market

There is a shift in the market taking place as we speak in certain price brackets. Inventory is minimal, even non-existent in some areas. There are more buyers in the market now than in the previous 3 years due to low interest rates and the ability for people to obtain financing. So with more buyers looking to buy and less inventory, the laws of supply and demand predict that the competition will drive prices up. Still not convinced that now is your time to buy?? Read on...

Changes in Mortgage Legislation

Have you heard of the QRM Ruling, or the Qualified Residential Mortgage Rule? It is part of the Dodd-Frank legislation. Look it up. What does it mean for you? Basically, the cost of getting a mortgage is going to be much higher...Right now, there are programs available with 0% down, or as little as 3% for other programs. With the changes taking place in the near future (like January 2013!) buyers will be required to put 20% down on a federally backed mortgage (FYI, that is between 85 and 95% of the loans written today!!)

Changes in Interest Rates

Wait! There's more!! Interest rates are going to change too! They are expected to rise at least one full point by the end of 2013! According to MarketWatch on 10/24/12, by the end of the first quarter of 2013, interest rates for a 30-year fixed mortgage will be approximately 3.9%, and 4.4% by the end of the 4th quarter. Get on the ball and speak to a mortgage expert today to find out what your options are and when the best time for you to purchase will be. Call me to get the search process started...Nichole R. Willey ~ 508.737.3567.

The Home Buying Process ~ 

For a great run-down on the home buying process check out this blog entry on About.com...Home Buying Path A to Z The Complete Home Buying Process

Whether it is to buy a dream home on Cape Cod, invest in Cape Cod Real Estate, or sell your property on the Cape, Nichole R. Willey is a specialist that will help you get to the closing table.

I am committed to delivering courteous, professional and timely service that will assist you in better understanding the home sale process. I am a trained, certified real estate agent specializing in the Cape Cod market and am prepared to help you find the right home for the best price. Call me now for your confidential  no obligation appointment and see for yourself how I go above and beyond your expectations to get the job done and done well.



Nichole R. Willey
Agent/ Partner
Keller Williams Cape Cod
P: 508.737.3567
F: 508.771.8188

1600 Falmouth Road, Suite 2
Centerville, MA 02632