ATTENTION GEN X & Y ~ WAITING TO BUY YOUR FIRST HOME COULD COST YOU BIG $$$

~ GEN X ~ GEN Y ~ THIS IS FOR YOU ~ GEN X ~ GEN Y ~ 

Call Nichole R. Willey at 508.737.3567 with questions or to schedule a private appointment. www.aboutcapecodma.com is your real estate resource for finding the perfect home!

Dare to Dream ~ Make it a Reality

Are you a Gen X or Gen Y-er?

Are you between the ages of 19 and 35?? Are you waiting to purchase your first home until the "market improves" or the "job outlook improves?" Well, guess what...if you wait any longer, you will miss the opportunity to maximize your investment...the market hit bottom in May 2012! So you missed that boat, people! Home prices rose, year-over-year, for the first time in June of 2012. That was almost half a year ago! And guess what, they have continued to rise. So what does that mean for you? Well, houses are no longer at rock bottom prices. The bubble that burst is starting to come back together...and the appreciation is expected to last. Home values increase, on average, 4% a year. Sooo,  the house you want to buy today for $250,000 will cost you $260,000 next year...plus interest. And there's more.

A Shifting Market

There is a shift in the market taking place as we speak in certain price brackets. Inventory is minimal, even non-existent in some areas. There are more buyers in the market now than in the previous 3 years due to low interest rates and the ability for people to obtain financing. So with more buyers looking to buy and less inventory, the laws of supply and demand predict that the competition will drive prices up. Still not convinced that now is your time to buy?? Read on...

Changes in Mortgage Legislation

Have you heard of the QRM Ruling, or the Qualified Residential Mortgage Rule? It is part of the Dodd-Frank legislation. Look it up. What does it mean for you? Basically, the cost of getting a mortgage is going to be much higher...Right now, there are programs available with 0% down, or as little as 3% for other programs. With the changes taking place in the near future (like January 2013!) buyers will be required to put 20% down on a federally backed mortgage (FYI, that is between 85 and 95% of the loans written today!!)

Changes in Interest Rates

Wait! There's more!! Interest rates are going to change too! They are expected to rise at least one full point by the end of 2013! According to MarketWatch on 10/24/12, by the end of the first quarter of 2013, interest rates for a 30-year fixed mortgage will be approximately 3.9%, and 4.4% by the end of the 4th quarter. Get on the ball and speak to a mortgage expert today to find out what your options are and when the best time for you to purchase will be. Call me to get the search process started...Nichole R. Willey ~ 508.737.3567.

The Home Buying Process ~ 

For a great run-down on the home buying process check out this blog entry on About.com...Home Buying Path A to Z The Complete Home Buying Process

Whether it is to buy a dream home on Cape Cod, invest in Cape Cod Real Estate, or sell your property on the Cape, Nichole R. Willey is a specialist that will help you get to the closing table.

I am committed to delivering courteous, professional and timely service that will assist you in better understanding the home sale process. I am a trained, certified real estate agent specializing in the Cape Cod market and am prepared to help you find the right home for the best price. Call me now for your confidential  no obligation appointment and see for yourself how I go above and beyond your expectations to get the job done and done well.

		Nichole R. Willey Agent/ Partner Keller Williams Cape Cod	P: 508.737.3567 F: 508.771.8188	1600 Falmouth Road, Suite 2 Centerville, MA 02632

What is my Cape Cod Home Worth?

What is my Cape Cod Home Worth?  http://www.aboutcapecodma.com/sell/ Call Nichole R. Willey, Your Cape Cod Real Estate Expert to find out now 508-737-3567.

In this ever changing Cape Cod Real Estate Market, it's more important than ever that you choose the right real estate agent on the Cape to sell a property on Cape Cod, MA. When you choose Nichole Willey and Associates, you don't just get a great real estate agent, you get a team.

Selling and marketing your home is what I do. It is my goal to get you the most money in the least amount of time, without stress or worry on your part. I have been trained by the top agents and coaches in the country. I know the Cape Cod Real Estate Market and am trained in data and real estate market statistics to help educate you on what your home's value is in today's Cape Cod Real Estate Market. I make it my business to price your home to sell, and get you top value for your home. 

Nichole Willey and Associates offers a full spectrum of Real Estate Services on Cape Cod and beyond. Who do you know who is looking to buy, sell, rent, or invest in Cape Cod Real Estate? Send them our way and rest easy knowing they will be working with the best in the business.

Now is the time, so call Nichole R. Willey at 508.737.3567 to get your complimentary market analysis. 

Whether you are looking to sell your property on the Cape, buy a dream home on Cape Cod, or invest in Cape Cod Real Estate, Nichole R. Willey is a specialist that will help you get to the closing table.

WANT TO SELL?? TO WAIT OR NOT TO WAIT ~ WHAT IS THE ANSWER??

I WANT TO SELL MY HOME ~ SHOULD I WAIT UNTIL AFTER THE HOLIDAYS??

Call Nichole R. Willey at 508.737.3567 with questions or to schedule a private appointment. www.aboutcapecodma.com is your real estate resource for finding the perfect home!

Ultimately, that is up to you, but you should keep a couple of things in mind, especially if you want top dollar for your home, and who doesn't, right? There are 4 main reasons to list in winter or near holidays...

1. Smaller Buyer Pool ~ What? Less buyers? Yes, less buyers, which means less showings to deal with, however the buyers that are currently out (buying) are serious buyers who have to buy now. They are not "lookie -loos" who aren't sure if and when they want to purchase. 

2. Less Competition ~ Everyone else is of the same thought, "Let's wait." So, there are less homes on the market, which means less competition, and higher prices according to the laws of economics, right...and you get a say in when the property transfers, so the closing can be scheduled for a time that is convenient for you...Imagine listing now and closing after the holidays...perfection! 

3. Low Interest Rates ~ Not just low, but historically low, which means buyers have more buying power right now than ever before. What does that mean for you...buyers that have a certain amount of money they are willing to spend will be able to purchase a higher priced home right now.  Homes in this market are selling for approximately 95% of list price, or higher, on average! And in many instances, multiple offers are coming in, which is also driving up prices. If interest rates change just a half a point, the buyer's purchasing power drops by tens of thousands of dollars respectively. Keep in mind that many agents are saying they are seeing steady or increased buyer activity right now, so if you want to sell, and get top dollar, don't wait...take advantage of the current market, there is no guarantee it will stay the same or improve.

4. Aesthetics are never better ~ Most people love the holidays, and when does a person's home look better than at the holidays!? Your house will look fantastic decked out for the season! 

Don't miss the out on the opportunity to get the most money for your home in the least amount of time possible...

Now is the time, so call Nichole R. Willey at 508.737.3567 to get your complimentary market analysis. 

Whether you are looking to sell your property on the Cape, buy a dream home on Cape Cod, or invest in Cape Cod Real Estate, Nichole R. Willey is a specialist that will help you get to the closing table.

I am committed to delivering courteous, professional and timely service that will assist you in better understanding the home sale process. I am a trained, certified real estate agent specializing in the Cape Cod market and am prepared to help you find the right home for the best price. Call me now for your confidential  no obligation appointment and see for yourself how I go above and beyond your expectations to get the job done and done well.

Nichole R. Willey

Agent/ Partner
Keller Williams Cape Cod

P: 508.737.3567 F: 508.771.8188

SEARCH SANDWICH, MA HOMES FOR SALE ~ 02563, 02537, 02644, 02542

SEARCH SANDWICH, MA HOMES FOR SALE ~ 02563, 02537, 02644, 02542

Call Nichole R. Willey at 508.737.3567 with questions or to schedule a private appointment. www.aboutcapecodma.com is your real estate resource for finding the perfect home!

Find Sandwich real estate properties, search Sandwich, Massachusetts real estate, search Sandwich homes for sale, including newest listings, recently sold properties, foreclosures and short sales, new homes, condos, school information and lots of additional information and statistics at www.aboutcapecodma.com.

For more information or to receive a free market report for the area of your choice, call or text Nichole at 508.737.3567...Retaining my services entitles you to a real estate professional that is committed to helping you complete your goals.

  

Whether it is to buy a dream home on Cape Cod, invest in Cape Cod Real Estate, or sell your property on the Cape, Nichole R. Willey is a specialist that will help you get to the closing table.

I am committed to delivering courteous, professional and timely service that will assist you in better understanding the home purchasing process. I am a trained, certified real estate agent specializing in the Cape Cod market and am prepared to help you find the right home for the best price. Call me now for your confidential  no obligation appointment and see for yourself how I go above and beyond your expectations to get the job done and done well.

		Nichole R. Willey Agent/ Partner Keller Williams Cape Cod	P: 508.737.3567 F: 508.771.8188	1600 Falmouth Road, Suite 2 Centerville, MA 02632

WHY DO I NEED A BUYER'S AGENT TO PURCHASE A HOME?

Hiring a Buyer's Agent for My Cape Cod Real Estate Purchase ~ by Nichole R. Willey, Your Cape Cod Real Estate Specialist

Visit www.aboutcapecodma.com or call 508.737.3567 for instant service

Making a real estate purchase is a big decision, and an even bigger commitment. For most of us it is the biggest one we will make in our lifetime. Between scheduling appointments and going to look at houses, making offers, negotiating the offers, scheduling home inspections, attending home inspections, closing and moving out of one place and into the new one, there is a lot to do! And yet many people still do not hire a real estate professional to assist them. It is tough to manage along with working full-time and other responsibilities. Looking for a home on Cape Cod? Start here... www.findcapecodhomesnow.com. 

So, just what is involved in a home purchase and why do buyers need a Buyer's Agent to represent them? Buyer's representation is usually free - for the buyer. Their commission is paid by a split of what the sellers pay the listing agent. A buyer’s agent is an agent who is engaged by a buyer to represent the buyer’s interests. The buyer’s agent does this by negotiating the purchase of a home at a price and on terms acceptable to the buyer. A buyer’s agent has, without limitation, the following fiduciary duties to the buyer: reasonable care, undivided loyalty, confidentiality, full disclosure, obedience and duty to account. A buyer’s agent does not represent the interest of the seller. The obligations of a buyer’s agent are also subject to any specific provisions set forth in an agreement between the agent and the buyer. In dealings with the seller, a buyer’s agent should (a) exercise reasonable skill and care in performance of the agent’s duties; (b) deal honestly, fairly and in good faith; and (c) disclose all facts known to the agent materially affecting the buyer’s ability and/or willingness to perform a contract to acquire seller’s property that are not inconsistent with the agent’s fiduciary duties to the buyer. Sounds good, right? The agent is working for the buyer and is legally responsible for representing the buyer's interests throughout the transaction. 

Looking to sell your Cape Cod home? More info here... Now what is a listing or seller's agent? A Seller’s Agent is an agent who is engaged by a seller to represent the seller’s interests. The seller’s agent does this by securing a buyer for the seller’s home at a price and on terms acceptable to the seller. A seller’s agent has, without limitation, the following fiduciary duties to the seller: reasonable care, undivided loyalty, confidentiality, full disclosure, obedience and duty to account. A seller’s agent does not represent the interests of the buyer. The obligations of a seller’s agent are also subject to any specific provisions set forth in an agreement between the agent and the seller. In dealings with the buyer, a seller’s agent should (a) exercise reasonable skill and care in performance of the agent’s duties; (b) deal honestly, fairly and in good faith; and (c) disclose all facts known to the agent materially affecting the value or desirability of property, except as otherwise provided by law.

So, as a buyer, if you go directly to the selling agent for your purchase, you are entitled to fair and honest treatment as defined by Massachusetts state law, however you are entering into the transaction with no representation and working with an agent who is legally bound to look out for the interests of their listing client. The listing agent will negotiate on behalf of their listing client. How does that benefit you, the buyer? 

The Home Buying Process ~ 

For a great run-down on the home buying process check out this blog entry on About.com...Home Buying Path A to Z The Complete Home Buying Process

Whether it is to buy a dream home on Cape Cod, invest in Cape Cod Real Estate, or sell your property on the Cape, Nichole R. Willey is a specialist that will help you get to the closing table.

		Nichole R. Willey Agent/ Partner Keller Williams Cape Cod	P: 508.737.3567 F: 508.771.8188	1600 Falmouth Road, Suite 2 Centerville, MA 02632

                             

SEARCH CAPE COD, MA HOMES FOR SALE ~ TIME IS TICKING!

    

DON'T MISS OUT ON LOW PRICES AND THE LOWEST INTEREST RATES!

SEARCH Cape COD, MA HOMES FOR SALE 

Call Nichole R. Willey at 508.737.3567 with questions or to schedule a private appointment. www.aboutcapecodma.com is your real estate resource for finding the perfect home!   
        

Really Great Cape Cod Homes.              

Make One Yours TODAY!   

               

 >>>  Click for More Information and to Start Your Search Right Now! <<<

Whether it is to buy a dream home on Cape Cod, invest in Cape Cod Real Estate, or sell your property on the Cape, Nichole R. Willey is a specialist that will help you get to the closing table.

		Nichole R. Willey Agent/ Partner Keller Williams Cape Cod	P: 508.737.3567 F: 508.771.8188	1600 Falmouth Road, Suite 2 Centerville, MA 02632

                             

SEARCH BREWSTER, MA HOMES FOR SALE ~ 02631

SEARCH BREWSTER, MA HOMES FOR SALE ~ 02631

Call Nichole R. Willey at 508.737.3567 with questions or to schedule a private appointment. www.aboutcapecodma.com is your real estate resource for finding the perfect home!

Find Brewster real estate properties, search Brewster homes for sale, search Brewster, Massachusetts real estate, find Brewster foreclosure properties, search Brewster foreclosure properties, search Brewster REO, find Brewster short sales, search Brewster short sale properties, including recently sold properties, new homes, school information and lots of additional statistics at www.aboutcapecodma.com.

For more information or to receive a free market report for the area of your choice, call or text Nichole R. Willey at 508.737.3567...Retaining my services entitles you to a real estate professional that is committed to helping you complete your goals. 

Whether it is to buy a dream home on Cape Cod, invest in Cape Cod Real Estate, or sell your property on the Cape, Nichole R. Willey is a specialist that will help you get to the closing table.

		Nichole R. Willey Agent/ Partner Keller Williams Cape Cod	P: 508.737.3567 F: 508.771.8188	1600 Falmouth Road, Suite 2 Centerville, MA 02632